XRP Sees Strong Institutional Momentum in 2026 Amid Price Lag

TLDR: Five XRP spot ETFs launched in the US, locking 769M tokens with zero net outflow days in month one. Goldman Sachs holds $153.8M in XRP ETFs, making it the top institutional holder across four funds. XRPL daily transactions hit 3 million on March 15, tripling from mid-2025 averages across key use cases. Ripple’s $50B private valuation and $500M funding round drew top Wall Street and crypto-native firms. XRP has attracted notable institutional attention in 2026, with five spot ETFs now trading in the United States. Cumulative inflows reached $1.50 billion by early March. The funds locked over 769 million XRP tokens across combined custody arrangements. JPMorgan forecasts first-year inflows between $4 billion and $8.4 billion. Despite these developments, XRP trades around $1.36, well below its July 2025 high of $3.65. Institutional Adoption Drives ETF Growth Goldman Sachs disclosed a $153.8 million spot XRP ETF position in its Q4 2025 13F filing. This makes Goldman the single largest known institutional holder of XRP ETFs. The allocation spans Bitwise, Franklin Templeton’s XRPZ, Grayscale’s GXRP, and 21Shares’ TOXR. Together, these holdings account for roughly 73% of the top 30 institutional holdings combined. Ripple entered 2026 at a $50 billion private valuation. This places it among the ten most valuable private companies globally. It also stands as the only blockchain-focused firm in that group. The company holds more than 75 regulatory licenses worldwide and has logged over $95 billion in cumulative transaction volume. A $500 million strategic funding round closed in November, drawing major names from traditional finance. Citadel Securities, Fortress, Pantera, Galaxy Digital, Brevan Howard, and Marshall Wace all participated. On the same day, Ripple announced a partnership with Mastercard and Gemini. The collaboration focuses on stablecoin-powered credit card payments. As noted by BSCNews, the registered zero net outflow days in the ETFs’ first month of t...