SoFi Technologies (SOFI) Q1 Earnings Preview: Key Metrics to Watch Wednesday

Executive Summary Q1 FY26 earnings announcement scheduled for April 29, prior to market opening. Projected revenue approximately $1.05 billion, showing minimal year-over-year movement. Earnings per share anticipated to reach $0.12, representing a 100% increase from prior year’s $0.06. Analyst Tim Switzer from Keefe Bruyette reduced price objective to $17 while keeping Sell recommendation. Street consensus remains at Hold, with mean price target of $23.27 — suggesting potential 24% appreciation from present trading levels. SoFi Technologies prepares to unveil its fiscal first-quarter performance this Wednesday, April 29, ahead of the market’s opening. Shares have declined 28% since the year began, pressured by mortgage market headwinds and the impact of higher borrowing costs on consumer lending activity. SoFi Technologies, Inc., SOFI Analyst projections point to quarterly revenue of approximately $1.05 billion for the period, showing virtually no change from the $1.04 billion delivered during the comparable quarter one year earlier. However, profitability metrics tell a different story — earnings per share are anticipated to reach $0.12, representing a doubling from the $0.06 recorded in Q1 2025. The projected revenue expansion rate for this reporting period comes in at roughly 36.4% on a year-over-year basis, marking an acceleration from the 32.7% expansion achieved in the first quarter of 2025. Estimate revisions have remained relatively stable throughout the past month, indicating analysts don’t anticipate significant deviations from expectations. SoFi has demonstrated a consistent ability to exceed analyst forecasts. During the previous quarter, the company delivered revenues totaling $1.01 billion, representing 37% year-over-year growth, while full-year profitability guidance surpassed Street expectations. This performance history provides some investors with measured confidence approaching the release. Analyst Perspectives and Concerns Tim Switzer, covering...